Consumer & Debt
What Happens to Debt When You Die? Who Pays, Who Doesn’t
What happens to debt when you die, in plain English: what your estate pays, what your family doesn't owe, and the narrow…
Consumer & Debt
Consumer and debt guides in plain English: your rights with debt collectors, refunds and warranties, credit issues, and how to push back on scams.
Consumer & Debt
How to Stop Wage Garnishment: 5 Ways That Actually Work
Wage garnishment isn't as final as it feels. Learn how to stop wage garnishment with exemptions, the federal cap, and settlement before…
Consumer & Debt
What Is a Lien? Types, Risks, and How to Remove One
What is a lien? It's a legal claim that ties a debt to something you own. Learn the main types, how liens…
Consumer & Debt
Debt Validation Letter Template (Plus a Stop Contact Letter)
Copy a free debt validation letter template and a stop contact letter, plus how to use your FDCPA rights and send both…
Consumer & Debt
Statute of Limitations on Debt by State: How Long a Collector Can Sue You
The statute of limitations on debt by state sets how long a collector can sue you. See the full 50 state chart,…
Consumer & Debt
Wage Garnishment, Explained
What is wage garnishment? It's when a court orders your employer to hold back part of your paycheck for a debt. Here…
Consumer & Debt
A Debt Collector Just Called? Here’s What They Legally Can’t Do
Know your rights when a debt collector calls. What collectors legally can't do under the FDCPA, how to make them stop in…